If you have been injured in a car accident that was not your fault, you may be entitled to compensation. At the Law Offices of Robert Dixon, our firm helps clients through every part of the legal process, including preparing clients for statements and Examinations Under Oath (EUO). Our firm has extensive experience in handling insurance cases for Florida clients. An EUO could have serious consequences for your case, which is why you should reach out to a seasoned Miami car accident attorney regarding the matter and even take that attorney with you to the proceeding.
After an automobile accident, if an insured party files a claim for personal injury protection (PIP) benefits under an automobile insurance policy or a policy for medical payment coverage or uninsured motorist (UM) coverage, that party is very likely going to have to attend an EUO. Similarly, if you were a passenger in someone’s car at the time of an accident and are seeking UM coverage, you will likely be required to give the insurance company a statement of EUO.
The EUO is a proceeding in which the insured is asked questions by the insurance company’s representative, typically an attorney, in the presence of a certified court reporter under oath. Put another way, after an automobile accident involving injuries, an EUO gives an opportunity for a representative of a car insurance carrier to get answers from the insured under oath. As a policyholder, you are required to comply as part of the auto insurance company’s accident claims investigation process.
If you fail to attend an EUO, your insurance claim could be denied. As a practical matter, this could cause you to be on the hook for medical bills that would have been paid by the insurance company. This is why it is imperative to attend the EUO, but with a skilled attorney who is familiar with the strategies insurance companies routinely use to deny or limit claims.
An EUO may last for several hours. In fact, it can last as long as the insurance company’s lawyers want to keep you there. It is important to note that all EUO questions relevant to the claim or loss must be answered. Even questions that seem irrelevant that may lead to relevant information are permitted. Thus, you are required to answer pretty much any question you are asked. Refusing to answer any of the questions may result in the legitimate denial of a claim.
At the Law Offices of Robert Dixon, our skilled Miami car accident attorneys provide advice and guidance to clients during an EUO. We understand the nuances of Florida insurance law and can put our knowledge to use in your case. With years of experience, we are committed to protecting the rights of South Florida clients throughout the entire process. You can rest assured that we are here to answer your questions and address your concerns. To learn more about your legal rights and options, do not hesitate to call us at 1-877-499-HURT (4878) or contact us through our website.
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