If you or someone you know was hurt or injured in a motor vehicle accident then you can contact our Miami car crash attorneys today. We are well-versed in personal injury law and proudly represent clients across South Florida. We understand the costs that can quickly add up in the aftermath of an accident and want to help you get the compensation you deserve. While laws surrounding automobile insurance differ from state to state, in Florida, car accident lawyers need to have extensive knowledge of Personal Injury Protection (PIP) to properly handle your case.
Florida requires mandatory PIP coverage. PIP is a facet of car insurance that covers medical bills, lost wages and other damages. Under Florida law, each driver is legally required to carry at least $10,000 in PIP coverage. PIP is designed to be paid regardless of whose fault the accident was. Put another way, if you cause an accident, you can potentially receive payment for your injuries and lost wages. For this reason, PIP is referred to as “no-fault” coverage.
While the Florida Legislature passed changes to the state’s PIP laws in 2013 under the guise of preventing insurance fraud, in reality, the changes have allowed insurance companies to collect similar or higher premiums while providing fewer benefits to policyholders. The statute calls for a staggering 25% reduction in billing for PIP benefits in 2014 although the insurance companies have the right to petition for exclusion from this provision. Continue reading →